July 15, 2026
When merchants need capital, 54% reach for their own savings. Flute is changing that
"More than half of small business owners — 54.3%, according to Flute's Consumer and Merchant Surveys — have covered a business expense or growth opportunity with personal savings or a personal credit card, while only 6.7% turned to their payment processor. Flute, the payments platform for the everyday economy, has partnered with Jaris to change that, launching embedded working capital and instant payouts for their merchants. Both products are powered by Flute transaction history, giving merchants access to bank-approved capital and faster access to their earnings — without leaving the platform they already use to run payments.
"Flute has built the payments platform for businesses that power the everyday economy," said Chris Aristides, CEO of Jaris. "Together, we give their merchants easy access to bank-approved capital and faster funding on their sales, right where they already manage their money."